Terms & Conditions
- you are sending your own personal information only
- you are providing accurate, up to date, complete and not misleading information.
Whilst obtaining a copy of your credit file through us will not affect your credit score, it will leave an enquiry on your credit file which will only be seen by you. The Privacy Act provides a penalty for obtaining by false pretence access to an individual’s credit file in the possession of a credit reporting body.
We may make enquiries to help satisfy ourselves that you are who you say you are.
If the information you provide us does not meet our current security requirements, we may contact you and ask you to provide additional documentation to prove your identity.
In this case we may take longer than two business days to provide your credit file.
If you do not provide sufficient information and/or we are not satisfied that you have proved your identity, we may refuse to supply you with the service.
i. To Veda, a credit reporting body in order to obtain a copy of your credit file, as you have authorised us to do.
ii. For any financing requirements if you have requested us to do so on an application form.
This includes if requested, assisting you to obtain a quote for finance from a lender.
iii. In accordance with Free Credit Report’s Privacy Policy, a copy of which can be found on the Free Credit Report website: www.finfin.com.au
or by contacting us to obtain a free copy:
Finalytics Financial
Level 1, 486 Lower Heidelberg Road, Heidelberg, VIC 3084
or email [email protected]
Credit reporting bodies do not independently check the information supplied to them and credit reporting bodies do not guarantee the accuracy of that information.
You have rights to correct your credit file in accordance with the Privacy Act.
An entity appointed by an individual for this purpose is known as an “Access Seeker”.
The law places strict prohibitions on the entities that may be appointed as an Access Seeker on an individual.